Writing a Credit Policy Identify “diverse voices” in the

Identify “diverse voices” in the workplace

significant lawsuits and damaging newspaper and unwanted TV coverage

Loan administration / production staff

profitability

Writing a Credit Policy Identify “diverse voices” in theRight or wrong, credit policy is the organizations rule book for its credit risk management strategy, and it also reflects the organizations credit culture. Both the market and the regulatory agencies expect the credit policy to be accurate, current, and succinct so that both line and credit have unambiguous and clear direction on how to identify, evaluate, underwrite, approve, book and monitor creditworthy clients. A well crafted credit policy will